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EU Makes Electronic Payment Uniform
With the corona crisis, payment solutions such as EC cards or mobile phone apps are experiencing an enormous upswing. Electronic payment is now to become even more uniform in the EU. Soon it should be possible to make a transfer anywhere within seconds.
Yazar: Tom Roberts
Yayınlanma: 19 Eylül 2020 19:16
Güncellenme: 3 Kasım 2024 20:54
EU Makes Electronic Payment Uniform
Electronic payment should become more uniform, faster and safer in the European Union. By the end of 2021, real-time transfers should be the norm across the EU. This is the goal of a new strategy for retail payments that the EU Commission intends to adopt next Wednesday. The background to this is the rapid development of various electronic payment solutions, from debit or credit cards to mobile phone apps and smartwatches, which have been boosted again with the corona crisis. The EU Commission complains that the European market is still fragmented. With the exception of credit cards from global providers and solutions from large technology groups, there is no digital payment solution that can be used in shops and online across Europe. The aim is to have competitive, own pan-European solutions. A central point for the Commission is the availability of so-called real-time transfers - in English "Instant Payments" - with which money is posted directly to the recipient's account in a matter of seconds. "The Commission aims for full implementation of Instant Payments in the EU by the end of 2021," says the strategy paper. Uniform rules, uniform technical standards and the corresponding infrastructure are necessary for this.İLGİLİ HABERLER
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