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Germans save a record amount of money

Despite the economic crisis, Germans have financial assets of more than 7.1 trillion euros. Because in the pandemic, people save even more than usual. After the crisis, the pendulum could swing back and the money could flow into a consumption boom.

Germans save a record amount of money
Yazar: Tom Roberts

Yayınlanma: 2 Ocak 2021 21:08

Güncellenme: 14 Kasım 2024 00:20

Germans save a record amount of money

The people in Germany saved like the world champions in the Corona year and are therefore as rich as never before. According to calculations by DZ Bank, which are available to the DPA, the financial assets of private households are likely to have increased by 393 billion euros in 2020 to the record value of 7.1 trillion euros. DZ Bank economist Michael Stappel largely explains the lush growth of 5.9 percent compared to the previous year with a historically high savings rate. Many people kept their money together for fear of short-time work or unemployment, and the temporary closings in retailing slowed down consumption. DZ Bank is assuming a record savings rate of 16 percent in 2020, while the BVR banking association even forecast a value of around 17 percent at the beginning of December. For the year as a whole, private households in Germany put 16 or 17 euros on the high edge of 100 euros of disposable income, according to these calculations. According to figures from the Federal Statistical Office, the highest savings rates to date in Germany were measured in 1991 and 1992 at 12.9 percent each. In 2019 it was 10.9 percent.
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